... You'd never have them! That was the words of wisdom that my mom gave me when I vented my recent frustrating revelations to her. Makes sense but doesn't solve my worrisome mind. First off, I realized that I have totally dropped the ball on this pregnancy. I have no plan for after the baby is born. We didn't plan ahead of time that we would need supplemental income, which I supposed would come in the form of short-term disability insurance... which, by the way, Texas does not require, therefor if you don't buy it yourself ahead of time, you don't get any. I guess I didn't think in my head that maternity leave would be unpaid. I don't know why, but it never crossed my mind. Strike one for the first time mom. My husband and I both have decent paying jobs, live well within our means, and treat ourselves when we deem necessary, but other than that really do try to keep our savings account where it needs to be, and we definitely plan ahead for major expenses. So, before we started trying to get pregnant we took out an indemnity policy for me to supplement our crappy health insurance. We've been paying on it for well over a year now, of course, and have not used a penny of it... making it seem like wasted money to me, but I know in the end it will help. However, the thought never crossed my mind, like I said, that we would need to get short-term disability insurance. Crap. Now I'm paranoid about taking my maternity leave. How long can I afford to take off? Should I try to keep working somehow since we live so close and it's a family business? How much can my body handle?
This brings me to worrying revelation number two. When I go back to work, who's going to take care of our baby?! We live in the middle of nowhere. I'm serious. Our town's population is about 300 on a good day. We play 6-man football because we could probably only barely make an 11-man team. So, needless to say, there is no day-care. There is a small one, but of course, it's full! Why wouldn't they be? There are plenty of other mom's in GC that have the same needs that I do. The nearest town is 30min one way, so that's not an option. Especially not on our budgets. So then.. what? Do I try to find someone to do in-home care? And even then, who? Plus, how do we even afford to pay someone after we already lost out on my income for at least 6 weeks probably?
Revelation number three... I suck at this preparing for a baby thing. I'm so worried right now and I don't like to be. It makes me regret our anniversary trip, even though I still stand behind the fact that we needed to do that for ourselves. Then, Christmas is around the corner... and yes, you don't HAVE to buy people presents, but come on.... plus, we have a big family... lots of gifts. To make matters worse there are still so many things for the babies room that we need, besides things we register for. Thank goodness I have a crib and can borrow a bassinet.
How do first time parents cope? How do you keep from going crazy? How do you afford a baby?!
First day for Wes
10 months ago